There are several service components that separates us from the others that try to offer some of our services.
PROJECT TYPES
We do all commercially-viable projects (building from scratch or uncompleted), be it residential apartments or houses or commercial projects (including but not limited to: offices, shops, clinics/hospitals, hotels, schools, churches, etc), so long as the project cost is above GHs100,000. Learn more.
DIRECT CONSTRUCTION FINANCING
Hard-built into our service is the default position of pre-financing your qualified project for you and you requiring to start repayment after completion of your project (Note however that, you will incur some small pre-construction costs before we start actual construction and/or building of your project).
SELF-ADMINSTERED CHECKS
We allow you to do the mandatory preconstruction checks and have the results sent to us, if you have the time and/or experience to carry it out.
BNPL-ASSISTED CHECKS
If you need us to carry out the mandatory preconstruction checks on your behalf before actual construction starts, it comes at an upfront fee.
UP TO 30YRS REPAYMENT
We give a whopping 30yrs maximum, for owner-occupier residential project owners to repay. No early repayment charges if you can repay it faster.
UP TO 12.00% P.A. RATES
If you can pay us within 30 days of completion and/or handover of your project, it comes interest-free.
However, if you want to spread the repayment out, it comes at an annual rate of 12.00%. Wondering why we're charging this low rate when BoG policy rate (182-day T-Bill rate) is even far above 12%? Well, we have answered you in the next paragraph:
First, our profit margins are already built into the Final Project Cost, and additionally, our funding sources are not from Ghanaian investors (or banks or local funders), but pegged against the UK's ultra-low central bank rates (primary capital rasing jurisdiction).
Our quest to increase our verifiable regular income earner customer base is key to the group's Loyalty Programme.
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